Cost of Waiting
Thinking of holding off? See what a delay does to your monthly payment, the cash you need, and lifetime interest if prices and rates move.
If you wait…
Prefilled with average US values — edit to match your situation.
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Compares buying today vs. after the wait, assuming prices compound and the rate shifts.
Waiting 12 months costs you more
The same home would cost $431,600 at 6.93% in 12 months.
Monthly payment
+$220/mo
$2,637/mo → $2,856/mo
more if you wait
Cash for down payment
+$3,320
$83,000 → $86,320
more if you wait
Lifetime interest
+$57,907
more if you wait